SaldoFlow
For small Swiss businesses

Write an invoice,
sent in two minutes.

Quotes, invoices and reminders without any accounting knowledge. You type in what you sold, SaldoFlow works out the VAT and builds the PDF with a QR-code.

No credit card. Ready in minutes.

SaldoFlow dashboard with revenue, open receivables and invoice status

It's this simple

0 minand the invoice is out
0 clickquote becomes invoice
Scancustomer pays by QR-code
0languages for your customers

What you do with SaldoFlow

No Excel, no accounting degree. You click, SaldoFlow does the rest.

Bill & send

An invoice in two minutes — ready to send

Type the line items, the total and VAT add up by themselves. Every invoice carries the Swiss QR-code — your customer scans it and pays.

  • Line items with live total and VAT
  • QR-code to scan and pay
  • Download as PDF or send by email
Invoice editor with line items and live totals
Stay on top

See at a glance who has already paid

Draft, sent, overdue, paid — every invoice shows its status in colour. You always know who still owes you money, no Excel list needed.

  • Colour-coded status, not spreadsheets
  • Open amounts visible instantly
  • Works on your phone too
Invoice list with draft, sent, overdue and paid status
Get paid

Chase late payers without being awkward

SaldoFlow spots overdue invoices itself. First, second, third reminder — as a finished PDF with a polite text. All you do is send.

  • Reminder levels and deadlines ready
  • Polite wording already included
  • In your customer's language
Dunning with overdue invoices and reminder levels

And it can do this too

Everything else that comes up in daily business — in one tool.

Quotes

Write an offer and turn it into an invoice in one click. No retyping.

Subscriptions & recurring invoices

Sent monthly or yearly automatically. Set up once, it runs on its own.

Expenses & receipts

Record expenses and file them neatly. All ready for your accountant.

Bank reconciliation

Import the bank statement, payments find their invoice by themselves.

Customers & items

Create customers and standard items once, reuse them again and again.

Multilingual documents

Invoices in DE, FR, IT or EN — to match your customer's language.

How it works

How it all fits together

Quote, invoice, payment and reminder connect end to end — no paper chase.

1

Send the quote

Create the offer and send it as a PDF.

2

Convert to invoice

Accepted? One click makes the invoice.

3

Record payment

Status flips to paid automatically.

4

Remind if needed

Overdue? A reminder in one click.

One app, four languages

SaldoFlow speaks four languages — for you and for your customers.

Interface

Interface per user in German, French, Italian or English.

Documents

Quotes, invoices and reminders in your contact's language — the document and QR slip adapt automatically.

No manual translation — SaldoFlow ships every document in the right language.

One app, four languages – Deutsch
Pricing

Fair plans that scale

Cancel monthly. 7-day free trial, no credit card.

Starter

Quotes, invoices and reminders for sole traders.

CHF 19/ month

 

  • Quotes & invoices with QR-code
  • Dunning included
  • 1 user · up to 50 customers
  • 20 invoices / month
Choose plan
Popular

Pro

For growing firms with subscriptions and recurring invoices.

CHF 29/ month

 

  • Everything in Starter
  • Subscriptions & recurring invoices
  • 3 users · up to 500 customers
  • 200 invoices / month
Choose plan

Business

Full feature set including your own SMTP.

CHF 79/ month

 

  • Everything in Pro
  • Own email (SMTP)
  • 10 users · unlimited customers
  • Unlimited invoices
Choose plan

Fiduciaries manage multiple clients. On request, a free client access limited to expenses and bank statements is available.

Frequently asked questions

How fast can I write an invoice?+

Type the line items and it's ready — usually in two or three minutes. The second time it's even faster, because customers and items stay saved.

How does my customer pay?+

Every invoice carries the Swiss QR-code. Your customer scans it with their banking app and pays — account, amount and reference are already filled in.

Do I need to know accounting?+

No. SaldoFlow works out VAT and totals. You type what you sold, the rest happens automatically.

What if a customer doesn't pay?+

SaldoFlow flags overdue invoices and prepares the reminder as a PDF. You send it in one click, in your customer's language.

Can I bill in German or Italian?+

Yes. You set the language per customer — the document and QR part arrive in DE, FR, IT or EN.

Can I try SaldoFlow first?+

Yes, 7 days free with the full feature set and no credit card. If it's not for you, the trial simply ends.

Signed up today, first invoice sent today.

Try it free, no credit card. In a few minutes your first invoice is out.